| Rabobank High Interest Savings Account | 5.60% | $250,000 | 4 months | N/A | 3.20% | 30 Oct | chevron_right |
Earn 5.6% interest for the first 4 months on balances up to $250,000. After 4 months, the ongoing rate of 4.2% applies on balances up to $250,000, or 3.2% on balances over $250,000. |
| Australian Mutual Bank Young Saver | 5.50% | $5,000 | Ongoing | N/A | 0.01% | 30 Oct | chevron_right |
Only for customers aged under 18. No bonus conditions required to receive the bonus rate of 5.5% on balances up to $5,000, before switching to a variable rate of 2.5% for balances between $5,000 and $10,000. Any portion of balance above $10,000 receives the base rate of 0.01%. |
| Great Southern Bank Youth eSaver | 5.50% | $5,000 | Ongoing | N/A | 1.00% | 30 Oct | chevron_right |
Eligible for kids age 17 or below, earn a 5.5% bonus interest rate on balances up to $5000, then 1% on your balance above $5000. |
| ING Savings Maximiser | 5.50% | $100,000 | Ongoing | Deposit $1,000 Grow by $1 at end of month Make 5 purchases | 0.55% | 30 Oct | chevron_right |
Monthly conditions include depositing at least $1,000, making 5 transactions from a linked Orange Everyday account and growing your balance by the end of the month. The bonus rate of 5.5% is then applied to balances up to $100,000 before reverting to the base rate of 0.55%. |
| Me Bank HomeME Savings Account | 5.50% | $100,000 | Ongoing | Deposit $2,000 Grow by $0.01 at end of month | 0.55% | 30 Oct | chevron_right |
Unlock the max bonus rate of 5.55% on balances up to $100,000 by depositing at least $2000 and growing your account balance at the end of each month. The portion of balance above $100,000 and below $1,000,000 can receive a maximum of 3% interest, and any portion of balance above $1,000,000 will receive the base rate of 0.055%. If bonus conditions are not met, the rate of 0.055% applies to the entire balance. Only eligible for customers over age 14. |
| Move Bank Growth Saver | 5.50% | $25,000 | Ongoing | No withdrawals Deposit $200 | 0.10% | 30 Oct | chevron_right |
Monthly bonus conditions include depositing $200 and making no withdrawals. The bonus rate of 5.5% then applies on balances up to $25,000. Otherwise the base interest rate of 0.1% applies. |
| Bank of Queensland Future Saver | 5.40% | $50,000 | Ongoing | Deposit $1,000 Make 5 purchases Conditions waived for ages 14-17 | 0.05% | 30 Oct | chevron_right |
To qualify for bonus interest, make a monthly minimum of $1000 in deposits and at least 5 transactions from a linked Everyday account. Conditions are waived for customers aged 14-17. The Future Saver account is eligible for customers aged 14-35 to earn 5.4% bonus interest on balances up to $50,000, then earn 3% on any portion of balance between $50,000 and $250,000, and 0.05% on amounts above $250,000. |
| Macquarie Savings Account | 5.40% | $250,000 | 4 months | N/A | 3.10% | 30 Oct | chevron_right |
Fixed welcome rate of 5.4% for 4 months from account opening on balances up to $250,000. Then continue earning with an ongoing rate of 4.5% on balances up to $250,000. From $250,000 to $1,000,000 earn interest at a rate of 4.5%, then 3.1% on any part of the balance over $1,000,000. |
| Virgin Money Boost Saver | 5.35% | $250,000 | Ongoing | Deposit $1,000 Make 5 purchases Terms waived if <1832 days notice in advance to withdraw | 0.05% | 29 Oct | chevron_right |
Monthly bonus conditions if you are aged over 17 include depositing at least $1,000 and making at least 5 purchases from a linked Go Account. Customers aged 14-17 are not required to meet any monthly conditions in order to earn the 5.05% bonus interest rate. The 5.05% total bonus rate can only be applied up to a maximum balance of $250,000 until which it reverts to the base rate of 0.05%. An additional 0.3% bonus rate can be applied with no balance threshold if you are willing to activate the 'Lock Saver' feature where your account will be locked from withdrawals unless 32 days notice is provided. Minimum eligible age is 14. |
| Great Southern Bank Home Saver Account | 5.25% | $100,000 | Ongoing | Deposit $2,000 Make 5 purchases | 0.50% | 30 Oct | chevron_right |
Monthly bonus conditions include depositing at least $2,000 and making at least 5 purchases from a linked Everyday Edge account. Eligible for customers over 18, the bonus rate of 5.25% can be applied to balances up to $100,000 before reverting to the base rate of 0.5%. |
| Westpac Life | 5.20% | $30,000 | Ongoing | Grow by $0.01 at end of month Make 5 purchases | 2.00% | 30 Oct | chevron_right |
Monthly bonus conditions include growing your account balance, and making at least 5 transactions from a linked Choice account. The maximum bonus rate of 5.2% then applies to customers aged 18-29 on balances up to $30,000. For the portion of balance above $30,000 or if you are not between 18-29, the maximum rate is reduced to 4.75%. Otherwise, if bonus conditions aren't met, the minimum rate of 2% applies. |
| HSBC Everyday Savings | 5.15% | $1,000,000 | 3 months | N/A | 0.00% | 30 Oct | chevron_right |
No bonus conditions required. The bonus rate of 5.15% is available for the first 3 months from account opening for account balances up to $1,000,000. After 3 months, the ongoing rate of 3.3% applies up to the same $1,000,000 balance threshold. Any amounts over $1,000,000 do not receive interest. Only available for customers aged 18+. |
| Australian Unity Easy Saver Plus | 5.10% | N/A | 4 months | N/A | 4.10% | 30 Oct | chevron_right |
Bonus rate of 5.1% applies for an introductory period of 4 months with no bonus conditions. After the introductory period, customers will receive the base rate of 4.1%. Only eligible for customers aged 16+. |
| Bank of Melbourne Incentive Saver | 5.10% | $250,000 | 3 months | Grow by $50 at end of month Grow by $0.01 at end of month (<21) | 1.85% | 30 Oct | chevron_right |
Bonus conditions include growing your account balance by at least $50 each month (for age 21+), or $0.01 a month (for age under 21). The 5% bonus rate can then applied up to a maximum balance threshold of $250,000 and an additional 0.1% added for the first 3 months if the account is opened online. Otherwise the base rate of 1.85% applies. |
| St George Incentive Saver | 5.10% | $250,000 | 3 months | Grow by $50 at end of month Grow by $0.01 at end of month (<21)Account balance does not fall to $0 | 1.85% | 29 Oct | chevron_right |
Monthly bonus conditions include growing your account balance by at least $50 each month (age 21+) or $0.01 a month (age under 21) and account balance does not fall to $0. With bonus conditions met, any portion of the balance below $250,000 will be eligible for the 5% bonus rate. Any portion above $250,000 will receive a reduced rate of 4.85%. An extra 0.1% is added for the first 3 month if account is opened online. The base rate of 1.85% applies when bonus conditions aren't met. |
| Bank of Queensland Smart Saver | 5.00% | $250,000 | Ongoing | Deposit $1,000 Make 5 purchases Conditions waived for ages 14-17 | 0.05% | 30 Oct | chevron_right |
Monthly bonus conditions include making a minimum of $1000 in deposits and making at least 5 transactions from a linked Everyday account. Conditions are waived for customers aged 14-17. The Smart Saver account is eligible for customers aged 14 and over to earn 5% bonus interest on balances up to $250,000, then earn 0.05% on balances over $250,000. |
| HSBC Bonus Savings Account | 5.00% | $5,000,000 | Ongoing | Grow by $300 at end of month | 0.00% | 30 Oct | chevron_right |
Bonus condition includes growing your balance by $300 at the end of the month. This will make your account eligible to receive the max rate of 5% up to a total balance of $5,000,000. If the bonus condition isn't met, the base rate of 2.5% applies. Any portion of balance above $5m does not receive interest regardless of meeting bonus conditions. |
| MyStateBank Bonus Saver | 5.00% | $250,000 | Ongoing | Deposit $20 Make 5 purchases | 0.05% | 29 Oct | chevron_right |
Monthly bonus conditions include making at least $20 in deposits and making at least 5 transactions from a linked Glide account. The bonus rate of 5% can then be applied to balances up to $250,000 with a base rate of 0.05% applied to any portion of balance above $250,000. |
| Ubank Save Account | 5.00% | $250,000 | Ongoing | Deposit $200 | 0.10% | 30 Oct | chevron_right |
Monthly conditions include depositing a minimum of $200 per month to earn bonus interest of 5% on balances up to $250,000. Balances above $250,000 will have the base rate of 0.1% applied. |
| People's Choice Young Saver | 4.90% | N/A | Ongoing | No withdrawals Deposit $5 | 0.10% | 30 Oct | chevron_right |
Bonus conditions include depositing at least $5 each month and making no withdrawals. The bonus rate of 4.9% can then be applied to an unlimited balance, reverting to 0.1% if bonus conditions aren't met. Only eligible for customers age under 18. |
| Bankwest Easy Saver | 4.85% | $250,000 | 4 months | N/A | 4.00% | 30 Oct | chevron_right |
No monthly bonus conditions. The 4.85% bonus rate applies for the first 4 months on balances up to $250,000 before reverting to the standard rate of 4%. Only eligible for customers aged 16+. |
| Great Southern Bank Advantage Saver | 4.85% | $100,000 | Ongoing | Grow by $250 at end of month | 0.50% | 30 Oct | chevron_right |
Bonus conditions include growing your balance by at least $250 by the end of each month. If conditions are met, any balance under $100k will attract 4.85% in interest and any part of the balance between $100,000 and $750,000 will attract 4.7% in interest, with amounts over $750,000 receiving a rate of 4%. If bonus conditions are not met, the base rate of 0.5% applies to the entire balance. Only eligible for customers age 18+. |
| People's Choice Dream Fund | 4.85% | N/A | Ongoing | Grow by $1 at end of month | 0.01% | 30 Oct | chevron_right |
Bonus condition includes growing your balance at the end of each month. The bonus rate of 4.85% is applied to an unlimited balance, reverting to 0.01% if the bonus condition is not met. |
| Suncorp Growth Saver | 4.85% | N/A | Ongoing | Grow by $200 at end of month No more than 1 withdrawal | 0.35% | 30 Oct | chevron_right |
Monthly bonus conditions include growing your net balance by at least $200 a month (excluding interest) and making no more than one withdrawal. If conditions are met, the bonus rate of 4.85% applies. Otherwise, the base rate of 0.35% applies. |
| CommBank NetBank Saver | 4.75% | N/A | 5 months | N/A | 2.20% | 29 Oct | chevron_right |
For the welcome period of 5 months, earn 4.75% interest before reverting to 2.2% as the ongoing interest rate. Only eligible for customers aged 14+. |
| CommBank Youthsaver | 4.75% | $50,000 | Ongoing | Grow by $0.01 at end of month | 2.35% | 29 Oct | chevron_right |
Bonus conditions include growing your account balance at the end of each month (excluding interest). Eligible for children aged 17 and under, earn 4.75% as bonus interest on balances up to $50,000 then 2.35% interest on the portion of balance above $50,000. |
| NAB Reward Saver | 4.75% | N/A | Ongoing | No withdrawals Deposit $1 | 0.35% | 30 Oct | chevron_right |
Bonus conditions include making no withdrawals and making at least one deposit each month. Meeting these conditions will activate the max bonus rate of 4.75% on an unlimited balance, reverting to 0.35% if conditions aren't met. Only eligible for customers aged 14+. |
| ANZ Save | 4.65% | $250,000 | Ongoing | Total balance under $250k | 3.50% | 30 Oct | chevron_right |
Bonus rate of 4.65% applies as long as the total balance is less than $250,000. If the total balance exceeds $250,000, then only the base rate of 3.5% will apply to the entire balance, not just on amounts over $250,000. Eligible for customers aged 15+. |
| CommBank GoalSaver | 4.65% | N/A | Ongoing | Grow by $0.01 at end of month | 0.40% | 29 Oct | chevron_right |
Monthly bonus rate conditions include growing your account balance at the end of each month (excluding interest). The bonus rate of 4.65% then applies to any account balance size, and reverting to 0.4% if conditions aren't met. Only eligible for customers aged 18+. |
| Great Southern Bank eSaver Flexi | 4.20% | N/A | Ongoing | N/A | 4.20% | 30 Oct | chevron_right |
No bonus conditions required to receive the interest rate of 4.2% on an unlimited balance. |
| Move Bank Online Saver | 4.20% | $5,000,000 | Ongoing | N/A | 0.00% | 30 Oct | chevron_right |
No bonus conditions required to receive the interest rate of 4.2% on a maximum balance up to $5,000,000. |
